Earn Money Back Every Time You Shop – Instantly or Over Time
Cashback apps and websites reward you with money back whenever you shop through their partner retailers. Whether buying groceries, fashion, travel, takeaways, or everyday essentials, cashback lets you save or earn – while spending on things you already planned to buy.
It’s one of the easiest and most reliable ways to stretch your budget and build extra income passively.
What Is Cashback?
Cashback gives you back a percentage of your spending when you shop through a cashback platform, link your card, or use a special cashback code or gift card.
Example:
Spend £100 at a partner retailer → earn £5-£15 cashback depending on the offer.
Cashback isn’t a discount – it’s real money paid to you.
Where Can You Earn Cashback?
Cashback platforms partner with thousands of brands across categories like:
- Supermarkets & grocery delivery
- Fashion & beauty retailers
- Travel sites & airlines
- Tech & electronics stores
- Takeaways & dining
- Entertainment & subscriptions
- High-street & online brands
From Amazon to Tesco to ASOS, cashback is everywhere once you know where to look.
How Much Can You Earn?
| Spending Habit | Typical Monthly Cashback |
|---|---|
| Casual online shopper | £5-£20/month |
| Regular shopper | £20-£75/month |
| Travel bookings & big purchases | £100-£300+ on travel deals |
| Stacked deals & gift card hacks | £50-£200+/month |
Your cashback grows faster when you stack offers (explained below 👇).
Types of Cashback Platforms
Website & app cashback
Earn cashback by visiting retailers through platforms like:
- TopCashback
- Quidco
- Rakuten
Card-linked cashback
Earn automatically when you spend using linked bank cards:
- Airtime Rewards
- Cheddar
Instant cashback gift cards
Buy discounted gift cards and use them instantly to shop:
- JamDoughnut
- TopGiftCards
Bank cashback
Some challenger banks offer cashback on spending:
- Chase UK (Chase cashback periods)
- Monzo & Revolut occasional offers
Cashback Stacking (Pro Tip)
To maximise earnings, stack multiple cashback layers:
Example:
- Buy a discounted gift card via JamDoughnut
- Shop through TopCashback
- Pay with a reward debit card (where available)
One purchase → multiple rewards at once
Is Cashback Safe?
Yes, if you use reputable platforms.
Tips:
- Never pay to join standard cashback websites
- Enable tracking cookies when prompted
- Keep proof (screenshots) of purchases
- Withdraw earnings regularly once payable
- Use secure apps and trusted brands only
All cashback platforms in our directory are vetted for legitimacy.
UK Tax Note
Cashback earned from personal spending is generally not taxable in the UK, as it’s treated as a rebate, not income.
However, cashback earned without personal spending (e.g., referral bonuses) may fall under the £1,000 trading allowance for side income.
Getting Started With Cashback
Begin with the easiest and highest-value platforms:
- TopCashback – high rates + welcome bonus
- Quidco – strong retailer selection
- Rakuten – cashback + welcome bonus
Install apps, create accounts, and start activating cashback before you shop – simple.
Thoughts
Cashback isn’t just saving – it’s earning. With zero risk and no extra effort, you get rewarded simply for shopping smarter.
Activate cashback before you buy, stack where possible, and watch the savings add up month after month.
Start using cashback today – your bank balance will thank you.